"MAXIMUM Generosity" -  21st Century Biblical Generosity Resources and Training ( www.kluth.org )

Home

Biblical Insights for Preaching & Teaching

 Quips, Quotes, Statistics & Stories

 Leadership Helps  

 Building Fund Projects

Financial Counseling

 Products & Copyright Reprints

Audio Messages

Speaking Ministry

BIBLICAL GENEROSITY RESOURCES FOR: Pastors   Denominations  Church Ldrs  Individuals  Fundraisers   Mags/Webs/Media

The State of Stewardship in Our Generation

Insights into what is happening in our generation with Biblical generosity & financial teaching

This message was given at a Generous Giving Conference by Brian Kluth, pastor, natl-intl speaker, author & radio commentator (www.kluth.org)

Website Home Page

Info about Brian Kluth

Resources ON:
> Biblical Insights
>
Preaching & Teaching
>
Quips & Quotes
>
Statistics
>
Humor
>
Stories & Illustrations
>
Cartoons
>
Leadership Planning   > Building Projects
>
40-Day Study
>
Audio Messages
>
PowerPoint Slides
>
Ministry Fundraising    > Hotlinks - Referrals

Resources FOR:
> Pastors
>
Church Leaders
>
Church Committees
>
Individuals
>
Denominations
>
Mags/Media/Websites
>
Parachurch Ministries   > CEO's/Fundraisers

Speaking:
> Brian's Bio
>
Endorsements
>
Speaking Experience
>
Leadership Seminars
>
Financial Messages    > Sunday Sermons
>
Audio & Handouts
>
Denominations
>
Speaking Schedule     > Spkg Request Form

Contact Info:
MAXIMUM Generosity
Brian Kluth
5201 Pinon Valley
Colo Springs, CO 80919
Cell: 719-930-4000   Email: bk@kluth.org               Web: www.kluth.org

Click here to send this webpage to others



Brian Kluth is senior pastor of the First Evangelical Free Church in Colorado Springs, Colo., and is former president of the Christian Stewardship Association. He preached this sermon at an annual Generous Giving Conference in Atlanta, GA

 


We live today in a time of unprecedented wealth. In America we do not know how long this will last, but it has been steadily been increasing significantly. USA Today reported last year that 91 percent of Americans have indicated they make more money today than ever before. That we stand on top of more wealth than ever before is a significant thing to realize. If you ever realize that your wealth has gone up in your life, you need to grab hold of Psalm 67:7: “God will bless us, and all the ends of the earth will fear him.” People say, “I got a raise, I got a promotion, I got a stock bonus, I got this, I got that,” and we think our prosperity means merely a new toy, a bigger house, bigger trips, or more clothes. But I really believe Scripture when it says that God blesses us that all the ends of the earth might fear Him.

I remember discovering that verse when I was about 25 years old. I had received an extra $100 when that verse came to mind. I thought, “I don’t know anybody at the ends of the earth.” That particular day I ran into a young woman who told me she was going on a mission trip overseas, somewhere in Asia. I gave her some money, and then I wrote out a check for $67.07, and I said, “Please find somebody on the other end of the earth that needs this money and give it to them; God blessed me with this money, so that all the ends of the earth might fear Him.”

The State of Our Wealth

God increases people’s wealth for His purposes. First Chronicles 29 tells the story of David giving to the temple. Scripture tells us there was a major fund-raising dinner that night. A friend of mine from Dallas told me that he calculated the value of the gold and the silver: $35 billion dollars was given in one night’s fund-raising banquet for the temple. We think $1 million is a lot or $10 million—no, $35 billion dollars was given to the Lord.

God allowed those individuals to be very successful in the marketplace of their day, conquering, winning, doing all kinds of things. He gave them wealth, but ultimately He gave it for godly purposes. This applies even to women and children of the Old Testament because ultimately wealth will be in the hands of women and children as men pass off the scene. In Exodus 3:21-22, God says,

    And I will make the Egyptians favorably disposed toward this people, so that when you leave you will not go empty-handed. Every woman is to ask her neighbor and any woman living in her house for articles of silver and gold and for clothing, which you will put on your sons and daughters. And so you will plunder the Egyptians.

The best fund-raisers of the day were women talking to other women. That wealth was literally put on their children (Exodus 3 and 11). Do you know why God did that? He commanded them to do this because He wanted to build a tabernacle in the wilderness (Exodus 35 and 36). When God said it was time to take an offering, the wealth was all there, particularly in the hands of the women and upon the children, wealth that was transferred into the kingdom of God. God gave divine provision because He had something He wanted to do later. I challenge you to realize that if God has blessed you, there is most likely something He is going to want to do through you, through your wife or through your children.

The State of the American Christian

The state of stewardship in America: What is going on? In 1899 a bibliography was compiled on books about tithing and systematic proportionate giving. There were 500 books on that subject. If you search any online book retailer today, how many books do you think you would come up with? We live a 100 years later in a generation of untold wealth, and yet very few people are speaking to the issue of generosity. That is why Ron Blue wrote his book Generous Living: Finding Contentment through Giving to begin to speak into that issue, but there are so many voices speaking so many different things.

One-hundred years ago it was just assumed it was normal; it was part of the culture; it was part of the Christian context. Today that is not the case. So, what is going on? What are the implications of the silence? Among Christians, the whole concept of stewardship is giving 10 percent or more of one’s income to the Lord’s work. I personally am a believer in the concept of 10 percent or more, but the reality is that even this is not happening in America. Christian financial counselor Larry Burkett’s estimate is that only about 5 percent of Christians actively give 10 percent or more to God’s work. Researcher George Barna has concluded that although 17 percent of Christians say they tithe, only 3 percent actually do. Thus, 97 percent of Christians today in America fail to give. It is not known, it is not understood, it is not practiced, it is not really happening.

I remember teaching an adult class at my church and commenting, “As a Christian you need to make a high financial priority to give to God first.” One guy responded, “Come on, get real.” I said, “What do you mean?” He said, “Hey, we’ve got bills, we’ve got kids, we’ve got things to do. You cannot do that in this day and age. It is absolutely impossible.” We looked up some verses together, and I said, “It is always possible, because God is always real.” After we talked about it more, later that night he called me on the phone and said, “Brian, are you trying to tell me to give to God first, and you are saying to give at least 10 percent or more?” I said, “Yeah, I really am.” He responded, “I don’t have the courage to do that. I just can’t do that.” I said, “I understand that, Bob, but know that it is something that God would desire for His people.” He finally said, “OK, I’ll start doing this under one condition: You have to start a tither’s support group at church. I won’t have the courage to do this. I am going to need to meet with people, believe with them, and pour out my problems to them. If you agree to start the group, I will start doing this.” I asked him if he was serious, and he told me he was, so I prayed about it and told him we would start with a group of two. “You and me?” he asked, but I said, “No, you and God.” “What does He have to do with it?” he wanted to know. I said, “Bob, everything.” “You mean to tell me, Brian, that you believe honestly that if I begin to give, somehow God will become more real?” I told him that from everything I know about God, the answer is yes. I am not saying you give to get, but that you give because you have gotten. You give because you have received. I told him he needed to start giving to the Lord.

I don’t have space here, but there are so many stories from the Bob’s life as he began to see God become real in his experience even though he had been a Christian for 15 years. It was the area of giving that moved him forward. As a practical application, I want to encourage people to make some spiritual choices about their giving. It will dramatically impact your life.

A friend of mine made a commitment to give 70 percent of his income to the Lord’s work. My wife and I started with a base of 20 percent. In order to begin, you must come up with a number of where to start, realizing that God may expand beyond that. As a young Christian I started at 10 percent, but you have to decide for yourself.

Secondly, you have to set the money aside. You cannot mix it or co-mingle it with your other funds. You need to set it up as a separate account or open up a separate checking account. I am a believer in what is happening among local Christian community foundations. Through these local foundations you can give a charitable gift which acts like a charitable bank account that gives into the future. No matter how you decide to give, though, you have to lay it aside unto God; otherwise, it may become confusing and may stick to your fingers.

    

The State of the American Church and Their Pastors

Studies show that 90 percent of churches have no active plan to teach biblical financial principles and giving principles. I have run into this myself. For example, when I asked members of a Florida church if they had financial teaching there, I was told that they did not have any money problems at the moment. The church’s view was that if they did not have money problems, there was no reason to teach about finances. That way of thinking is completely opposite from the Scriptures. There are more than 2,000 verses on the subject. God wants stewardship taught, but churches have not picked up the mantle. A good place to start is with Crown Financial Ministries, which provides many different bible studies and teaching materials. There are things you can do to affect people financially.

What about pastors? Studies show that 85 percent of pastors say that they are unequipped and unprepared to teach on financial principles. Recently I was teaching 450 pastors. I asked them to stand if they went to a Christian college, university or seminary. They all stood. I asked if while they were in seminary or college or university or Bible institute, they were taught biblical principles of finances, to please remain standing; 448 people sat down, and there were only 2 left standing. I asked the two what they were taught. One person said there was a one-day optional seminar which he did not attend, and one guy said a professor took one day in a class to talk about these things. Because of things like this, we have a generation of pastors for whom giving is completely off the radar screen. They need help; they need encouragement.

The State of Christian Educational Institutions and Ministries

To our knowledge, 98 to 99 percent of Christian colleges, universities and seminaries have no courses on this subject. I recently conducted chapel at Geneva College, where I spoke on God’s plan for money, sex and power. That day no one slept in chapel—I had all the ears listening as I related the message that God’s plan for money is generosity, God’s plan for sex is purity, and God’s plan for power is His word. Then I had over 100 Scripture verses and asked them to make a spiritual decision to commit to these things in their life. These are pivotal times. The credit card companies know this is a critical time, and that is why they will flood the college market with free credit cards. They realize that if they can hook them now, they have got them for a long, long time. The average college student has $1,800 in unpaid credit card bills. The world knows how to hook a college student, but do we know how to hook a college student with the grace of giving?

If you have a college, university or seminary to which you are connected, ask the question, “Are they doing something in these realms?” If they are not, ask yourself, “Can I help the cause? Can I underwrite something? Can I do something?” Although this is never in anybody’s budget, as people start stepping forward and saying that they will help make it happen, it will happen. In fact, Crown Financial Ministries now has a Biblical Financial Study Collegiate Edition that can go into the university campuses to aid the many Christian ministries on college campuses.

In our research we found that 75 to 90 percent of Christian leaders and professional staff of Christian ministries say that they have never been professionally or biblically equipped to raise funds for ministry. There is so little giving going on in America that it is very hard, rocky, thorny ground under which to work, and so they need training and development. Some of your best investment dollars will be in seeing that those individuals get training. Right now it is not in the budget. Do you have ministries about which you care? If you do, then go ahead and underwrite their training. My wife and I recently made some decisions in our own lives in this area. We are going to take a $1,000 credit voucher and send some people to be trained in biblical stewardship because if I give them a $1,000, they will spend it. If I give them a $1,000 in training, that $1,000 might become $5,000 or $10,000 or $50,000 or $100,000 in gifts to for God’s kingdom. With ministries, you need to help with training.

The International State of Giving in the Church

The last point to consider is international giving. In America we are not talking about stewardship. Outside of America, it is even worse. Still, Christians internationally are beginning to take certain measures. I was with World Evangelical Fellowship a few years ago. We spent three hours teaching biblical stewardship principles to eastern and western European leaders. I sat with a fellow recently from Bulgaria and worked through some biblical stewardship material. He took every single thing we gave him. He translated it because He said, “It is all based on the Bible, and as long as it is based on the Bible, I can teach it in my country.” He took it, he translated it, and he sent it to 2,000 churches in his country. He is now teaching it in his seminary. When I talked to him, he told me that one of the things that God had him realize was that he needed to do this as an evangelical leader. People were coming to him and saying, “Could you please help us find Americans to help us buy wood for our churches because our churches are cold?” “This is wrong,” he told me. “You cannot continue to look to the West.” The people said, “But we have poor peasants. Here they do not have anything.” He said, “No, we have to teach them to give according to what they have.” He went to this particular church where the people were complaining how cold it was. He said, “Do you have wood in your homes?” The answer was, “Yes, we do.” “Then, you need to bring the first part of that wood to this church and heat this church. Do not look for money from the West,” he told them. Then he talked to them about what was in their gardens. He asked them what God had given them. You might not have a lot of money, but what has God given you?

I was in India a couple of years ago. The Christians there are taught to take the first handful of rice and give it unto the Lord. In Bulgaria, in Africa, in South America, in India, Christians need to be taught to go ahead and give whatever God has given them to the Lord. I encourage you that if you have any chance to impact international thinking, part of what you need to do is to help train and equip leaders to teach biblical stewardship principles.

We live in a day when we need to shadow the silence. We live in a day when this is on the heart of God. We live in a day when the wealth is increasing dramatically, but there has been a great vacuum in biblical teaching. I encourage you to somehow become stewardship ambassadors in your church, in your alma maters, or in the lives of people in your family because the word has to get out that stewardship is on the heart of God.

      
 

Click here to send this material to others

ABOUT THE AUTHOR: Brian Kluth is a national and international speaker and writer on Biblical generosity and financial matters.  He is also a church pastor and the founder of MAXIMUM Generosity, a public ministry dedicated to advancing Biblical generosity through inspirational preaching, leadership training seminars, writing, resources and the media.  Brian’s written materials have been distributed to more than 350,000 Christian leaders in more than 100 countries .For additional materials or to contact Brian, email: bk@kluth.org or visit: www.kluth.org

© www.kluth.org.  Copyright reprint permission for non-commercial purposes can be purchased for $20 to photocopy, fax, email or print this materials for 1-25 people, $50 for distribution to 26-500 people, $75 for 501-999 people, and $100 for distribution to 1000 or more.   To purchase the required reprint permission, go to the products page on this website (www.kluth.org), call 1-888-443-7407, or email: bk@kluth.org     

 

 "MAXIMUM Generosity" -  21st Century Biblical Generosity Resources and Training ( www.kluth.org )

Home

Biblical Insights for Preaching & Teaching

 Quips, Quotes, Statistics & Stories

 Leadership Helps  

 Building Fund Projects

Financial Counseling

 Products & Copyright Reprints

Audio Messages

Speaking Ministry

BIBLICAL GENEROSITY RESOURCES FOR: Pastors   Denominations  Church Ldrs  Individuals  Fundraisers   Mags/Webs/Media

(c)Copyrighted.  For permission to reprint Brian Kluth's matl for personal, committee, church or ministry use, click here or call 719-930-4000

Hit Counter