I once heard that 75 years ago, 95% of church offerings were received in cash
and only 5% of the offerings were received by check. Today, we are going
through another financial transition as more and more people handle their
finances electronically. Some estimates indicate the 60% of people on
the U.S. (and the percentage has been growing every year) handle at least part
of their financial lives through electronic transactions (i.e. paychecks
deposited electronically into their bank account or paying utility, mortgage,
car, insurance or monthly bills on-line through electronic fund transfer (EFT)
or through website on-line payments.
Churches that have begun to offer these services have often found about 5-15%
of people ready to make this shift in "how" they give to their church.
In the years to come, this number will continue to grow. While some
church leaders complain that the offering should be made "every week", the
reality is that most people in their church give once or twice a month,
usually based off of when they get paid. More important than the
frequency of a person's giving is the faithfulness of their giving. The
example I like to give is that of a cattle rancher or a farmer who only gives
once a year after he sells his cattle or harvests his fields. Since he
only received his income once a year, he gave once a year. If more and
more people handle their finances electronically, churches should be looking
for ways to help people be faithful in their giving (through whatever methods
possible). The reality is that a person that signs up for an EFT
transfer of funds once a month will be 100% faithful in their giving while the
person that only puts an offering in the plate when they attend will
frequently not be 100% faithful. Some churches are even allow people to
do their giving on-line through the church's website. This is especially
helpful to people that do a lot of traveling, have vacation homes, etc.
Here are some helpful articles, companies and other churches that can assist
you in deciding to help people in your congregation to be more "faithful" in
their giving to the Lord's work.
ELECTRONIC FUND TRANSFER COMPANIES SERVING CHURCHES...
A NATIONAL SERVICE FOR ANYONE TO GIVE ELECTRONICALLY TO
THEIR FAVORITE CHARITIES, MINISTRIES, AND CHURCH,,,
SAMPLE OF SOME CHURCHES USING EFT AND ON-LINE GIVING...
ABOUT THE AUTHOR: Brian Kluth is a national and international speaker and writer
on Biblical generosity and financial matters.
He is also a church pastor and the founder of MAXIMUM Generosity, a public ministry dedicated to advancing Biblical generosity through inspirational preaching, leadership training seminars, writing, resources and the media. Brianís written materials have been distributed to more than 350,000 Christian leaders in more than 100 countries .For additional materials or to contact Brian, email:
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