Sign up to receive Brian's FREE monthly email newsletter.  Your Email: Click SEND to FORWARD this page to others [ Send Button ]
Budget Chart for Financial Planning and Debt Reduction
 

 "MAXIMUM Generosity" -  21st Century Biblical Generosity Resources and Training ( www.kluth.org )

Home

Biblical Insights for Preaching & Teaching

 Quips, Quotes, Statistics & Stories

 Leadership Helps  

 Building Fund Projects

Financial Counseling

 Products & Copyright Reprints

Audio Messages

Speaking Ministry

BIBLICAL GENEROSITY RESOURCES FOR: Pastors   Denominations  Church Ldrs  Individuals  Fundraisers   Mags/Webs/Media

Financial Worksheet: Taking a Snap Shot of Your Current Financial Situation

In your journey to financial freedom, and peace, you will need to determine your current monthly income, expenses, debts and assets

By Brian Kluth, pastor, natl-intl generosity speaker, author & radio commentator (www.kluth.org)

Website Home Page

Info about Brian Kluth

Resources ON:
> Biblical Insights
>
Preaching & Teaching
>
Quips & Quotes
>
Statistics
>
Humor
>
Stories & Illustrations
>
Cartoons
>
Leadership Planning     > Building Projects
>
40-Day Study
>
Audio Messages
>
PowerPoint Slides
>
Ministry Fundraising    > Hotlinks - Referrals

Resources FOR:
> Pastors
>
Church Leaders
>
Church Committees
>
Individuals
>
Denominations
>
Mags/Media/Websites
>
Parachurch Ministries   > CEO's/Fundraisers

Speaking:
> Brian's Bio
>
Endorsements
>
Speaking Experience
>
Leadership Seminars
>
Financial Messages    > Sunday Sermons
>
Audio & Handouts
>
Denominations
>
Speaking Schedule     > Spkg Request Form

Contact Info:
MAXIMUM Generosity
Brian Kluth
5201 Pinon Valley
Colo Springs, CO 80919
Cell: 719-930-4000   Email: bk@kluth.org               Web: www.kluth.org

Click here to send this webpage to others

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Click here to send this webpage to others

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Click here to send this webpage to others

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Click here to send this webpage to others

 

In order to intelligently and wisely make sense out of your financial matters, you will need to go through your check book(s) and financial records and determine as accurately as you can your AVERAGE MONTHLY INCOME & EXPENSES -- when no financial records are available for a specific category, please get input from each spouse to determine an estimated amount as accurately as possible.

CATEGORIES

AMOUNTS FROM CHECK BOOK(S) & FINANCIAL RECORDS

Totals:

 Monthly Avg (based on 12 months)

Salary

 

 

 

Salary

 

 

 

Rental Income

 

 

 

Interest/Invest. Income

 

 

 

Other:_____________

 

 

 

Other:_____________ 

 

 

 

Other:_____________ 

 

 

 

  TOTAL INCOME(S)

 

 

 

Church Giving

 

 

 

Christian Ministries

 

 

 

Nonprofit Organizations

 

 

 

  TOTAL GIVING

 

 

 

State Taxes

 

 

 

Federal Income Taxes

 

 

 

Social Security

 

 

 

  TOTAL TAXES

 

 

 

Subtotal: Giving/Taxes

 

 

 

To determine your "NET SPENDABLE INCOME", take your total income and subtract your GIVING and TAXES.   The www.Crown.org  “Budget Guideline” showing % budget guidelines are based on these amounts.

 

 

Rent or Mortgage

 

 

 

Insurance

 

 

 

Taxes

 

 

 

Electricity

 

 

 

Gas

 

 

 

Water

 

 

 

Telephone

 

 

 

Maintenance

 

 

 

Furnishings/Furniture

 

 

 

  TOTAL HOUSING

 

 

 

Groceries/Hshld Items

 

 

 

  TOTAL FOOD/HSHLD

 

 

 

Payments

 

 

 

Gas & oil

 

 

 

Insurance

 

 

 

Licenses - Auto Club

 

 

 

Maintenance/Repair

 

 

 

  TOTAL AUTO

 

 

 

Life

 

 

 

Medical

 

 

 

Other/s:

 

 

 

  TOTAL INSURANCE

 

 

 

Credit Cards

 

 

 

Loans & notes

 

 

 

Other/s:

 

 

 

  TOTAL DEBTS

 

 

 

Eating Out

 

 

 

Trips

 

 

 

Baby sitters

 

 

 

Sports/Activ/Lessons

 

 

 

Vacation

 

 

 

Other

 

 

 

  TOTAL ENTER/REC